Our Long-Term Disability & ERISA Library

Our ERISA library articles take an in-depth look at a variety of issues and concerns related to employer-provided long-term disability insurance. We examine the federal law that is supposed to protect employees, discuss the complicated process of filing an appeal, and take a look at some common exclusions and restrictions in typical LTD policies to help our readers gain a better understanding of their legal rights.

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Appealing an ERISA Life Insurance Denial If your claim on a loved one’s life insurance policy was denied, you might be able to appeal under federal ERISA guidelines. Learn about denials and appeals.
Do ERISA Rules Apply to Government Benefits? If you requested disability benefits through a local, state, or federal government employer, appealing a denial won't be through the ERISA process. Learn why.
Types of Private Sector Employee Benefits Covered by ERISA Most voluntary employee wellness benefits offered by private companies must comply with federal regulations established by ERISA. Here's what you should know.
When to Talk to an Ohio Attorney for an LTD Denial Your long-term disability insurance policy may be covered by a federal law known as ERISA. If your claim is denied, go to an attorney who understands this law.